My blog about hoping to get in on the upcoming initial public offering (IPO) of Facebook stock was selected for the 361st edition of the Carnival of Personal Finance.

Would you call off your wedding if you just found out your partner was deeply in debt? How about if he missed a couple of credit card payments and now has a black mark on his credit report?

It's an uncomfortable question, and the answer you get depends on the person you ask -- and the depth of the financial damage, according to a recent study by TD Ameritrade.

What do you remember about what your mom told you about managing your money?

If you're lucky you had a money-wise mom who taught you the importance of saving something for a rainy day or a nest egg. Not everyone was blessed with such mentoring -- from either parent. If that were the case and the advice stuck, we would all be like Warren Buffett, the billionaire investment guru.

A new survey published this week in time for Mother's Day found that the most popular words of wisdom remembered from mom were: "Money doesn't grow on trees." Surely, many of us recall this from mom or grandma or some other caregiver, perhaps when we left the water faucet running too long or left an empty room with the lights on.

I love my mom for many reasons. Just one reason is because she raised me to be so responsible, especially when it comes to my finances. Did your mom help give you a good financial start?

Continue reading for this week's roundup of my favorite personal finance blog posts.

I want in on the Facebook IPO -- even though analysts point out that its revenues are leveling off, even though there are questions about its ability to grow future earnings to push stock prices higher, and even though a newcomer on the social media scene could knock it off its pedestal. What difference is there between buying Facebook stock and going to blackjack or poker tables in Las Vegas? It's all a gamble to me.

Full disclosure: I'm one of the half billion daily active Facebook users. I was excited when I heard that Facebook Inc. was finally setting an estimated price range (of $28 to $35 a share) for the IPO on its stock. This is the most anticipated stock offering in years. I want a piece of it -- even if it's only a single share.

Everyday folks -- mom and pop investors like me -- rarely get a chance to buy stock at those low initial offering prices. I have a glimmer of shot through eTrade. Wish me luck. I'll need it.

Thanks to Money Talks for selecting our blog on why women may be charged more than men for credit card interest rates for this week's Carnival of Personal Finance.

Groupon.com just launched an innovative program called Groupon Rewards. When you're a Groupon user, you can have several credit cards on file so that when you're ready to purchase a deal, your information is already there (how convenient!).

Once you've spent a minimum amount at a local business with a credit card you've registered on Groupon, "you unlock exclusive rewards at the business," Groupon says.

I thought this concept was really interesting and something I hadn't seen yet. Do you think you will use Groupon rewards? Keep on reading for my list of my top 10 favorite personal finance blog posts from the past week.

A new study from FINRA Investor Education Foundation caught my eye with its conclusion that women with low levels of financial literacy were more likely than similarly situated men to screw up their credit card management.

My first reaction was: Not me. But, then, I'm not the typical female credit card holder and I'm definitely not financially illiterate.

The data found a half a percentage point difference in the interest rates paid by women over what men pay (15 percent for women with low financial literacy versus 14.5 percent for similar men).

Why is this? Gender is not a consideration in credit card offers or approvals -- or it shouldn't be.

A few years ago, I had a nagging pain that felt like a runner's stitch on the right side of my stomach. It didn't hurt much, but it wouldn't go away. Feeling nauseous and tired, I decided to stop by an urgent care center after work just in case.

Several hours later, I was wheeled in to an operating room at my local hospital for emergency surgery. It turned out I had acute appendicitis and if I had waited any longer, I would have been doubling over in pain.

While Pinterest.com was launched well over a year ago, it didn't become mainstream until a few months ago. When it did, it caught on like wildfire, growing faster than any previous social network and delivering more traffic to companies that most other social networks combined. It's like an online vision board, allowing you to collect ideas or dreams for the future. But is it also encouraging people to idealize a lifestyle that is impractical or unattainable?

Keep reading for my thoughts on that and a roundup of my top 10 favorite personal finance blog posts from the past week!

As a mother, author and personal finance expert, it's been clear to me for a long time that there is a growing need for basic financial literacy instruction for parents and children, especially those in lower income brackets. But it's even more necessary in this troubled economy. Being educated on fundamental personal finance issues -- from how to open a bank account to how to establish a household budget -- can make a major impact on both the financial future and overall stability of the entire family.

As a longtime supporter of Literacy Partners, New York City's only nationally accredited adult literacy program, I've seen firsthand the impact of their financial literacy program on individuals, parents and families.

Prepaid credit cards can be a good starting place if you have bad credit and can't qualify for a standard card. But I have concerns that the Control Card, a new prepaid credit card co-branded with BET Networks, is so fee-laden that it may do more harm than good.

Keep on reading for my list of my favorite personal finance blog posts from the past week!

Who still goes into a bank anymore and what are they doing in there?

I may not represent the typical banking client, but I'm pretty sure I'm part of an increasingly large number of them who bank electronically. If I go near a bank, it's to drive through the ATM lane. On the now-rare occasions when someone gives me a paper check (yuck!), I use the drive-up teller to deposit it.

Is my generation greedy? Ask cash-strapped millennials what their goals are in life and they're unlikely to say that it's lending a helping hand. Instead, they rather just help themselves.

At least, that's according to a recent, well-publicized study published last month in the Journal of Personality and Social Psychology. Researchers found that millennials rate "being very well-off financially" as more important and are less likely than the generations that came before them to join the Peace Corps or participate in community council meetings.

Most people are preparing to spend this weekend celebrating Easter or Passover. But if you're not the religious type, let me inform you about a fun little holiday today called New Beer's Eve.

On April 7, 1933, as the Prohibition was winding down, Americans were finally able to legally buy beer again. On the eve of April 6, according to CNN, people danced in the streets and lined outside brewery doors "in anticipation of the return of legal beer that actually had some alcohol in it."

Whatever holiday you choose to celebrate this weekend, cheers! And be sure to read on for my roundup of my 10 favorite personal finance blog posts from the past week.

President Obama tells personal finance writers about his early years managing debt: "I went to law school and much of my college was on scholarship. So did my wife. We were still paying off our student debt nine years after I graduated from law school. Our first home was a modest condo and I remember scraping together the down payment to purchase it at prevailing interests rates.

"When Michelle and I first met, the car I was driving I think I bought it for $500 and it had a big rust spot in it that you could see the road from the passenger side, so I know Michelle wasn't marrying me for my money. We had credit card debt that was tough to pay off."

On Monday, my husband and I celebrated our first wedding anniversary. Nothing major in our relationship changed when we got hitched, since we had already been together for more than five years. Yet there were many small changes. And I did have a minor melt-down over the holidays, but I learned from it and am becoming better at looking at finances as "ours" instead of "mine."

Read on for my list of my 10 favorite personal finance blog posts from the past week. The first one from Money is the Root is about this exact topic. Enjoy!

Outstanding student loan debt now tops $1 trillion in the U.S. It's not unheard of for students to obtain advanced degrees in law or medicine and carry hundreds of thousands of dollars in student loan debt.

It's no wonder given the staggering amount that families and students are now borrowing to fund college educations that more people are asking: Are college educations worth that amount of debt?

The more I think about it, the more disturbed I am about the U.S. education system. I think it is right to question the need for a college education given such huge debt loads. I don't think college is right for everyone and I especially don't think it's a good idea to start adult life with a mountain of college debt.

From the day my mother handed over my Social Security card to me, she warned me against ever carrying it with me.

If only I had listened.

Thanks to Nerd Wallet for featuring my blog "What's the matter with 20-somethings?" in the 354th edition of the Carnival of Personal Finance, a weekly roundup of the best personal finance posts on the web.

When I turned 27 last fall, one of the first things my baby boomer father said to me over the phone was something like, "27 ... huh ... that's old." He sounded surprised, as if he couldn't believe that his youngest daughter was just a few years away from turning 30.

However, there was something else unspoken, too. I may be closer to 30 than to 20, but I'm nowhere near achieving the financial milestones my parents had attained when they were my age.